Control Your Bank Account
Know where your money goes. See your position more clearly.
Free. Private. No financial products being sold.
This is a free educational tool.
Your calculations are made in your browser. The figures you enter are used by the calculator on this page. Peaceful Planet does not need your bank login or bank account details, and this calculator does not save your figures for you.
We are not a bank, lender, broker or financial adviser. We will not offer you a bank account, credit card, loan or other financial product.
Our purpose is simply to help you see what is happening with your money, understand your present position and explore your own choices.
This tool is for education and planning, not financial advice.
What is Peaceful Planet?
Peaceful Planet works to help people understand their rights, their circumstances and the choices available to them.
We call the growing ability to understand, choose and act, agency.
Agency can be personal agency or community agency.
Personal agency is your ability to understand your circumstances, make choices and take action for yourself.
Community agency is when people in a community develop the understanding and ability to work together, make informed choices and take action on matters that affect them.
This Money Tool is one practical way for you to develop personal agency in everyday life.
See the picture before deciding what to change
You do not need complicated accounts or a detailed budget to begin. Start with what regularly comes in, what regularly goes out and what you spend in everyday life.
The calculator will put those figures together and show you your present monthly picture.
There is no judgement about how you spend your money. The purpose is to give you information from which you can make your own informed choices.
What currency do you use?
Enter your currency symbol or abbreviation.
For example: £, $, €, ¥, ₹, GBP, USD, EUR.
1. Money coming in each month
2. Regular or committed spending
3. Everyday spending
Other everyday spending
Look through your last two or three bank statements. Make a list of spending you have not included above. Work out a typical monthly amount and enter the total here.
Your monthly picture
This isn't a judgement about how you spend your money. It is simply a picture of where you are now. Once you can see the picture, you have more information with which to make your own choices.
Understanding creates choices
Knowing where your money goes is one part of understanding your financial position. Peaceful Planet's first three Money Tools are designed to work together.
They can help you understand debt, see your present money position and plan for future payments.
Use them in whatever order is useful to you. Becoming familiar with all three will give you a clearer picture of your finances now and what lies ahead.
From understanding to greater financial independence
We are also developing a fourth Money Tool: Escaping the Poverty Trap.
It will bring together information about your money, debts and future commitments with the other circumstances that affect financial independence.
We recommend becoming familiar with the first three Money Tools before using it. The clearer your starting picture, the more useful the fourth tool can be when you explore your own route towards greater financial independence.
Escaping the Poverty Trap — in development
Your information. Your choices.
Peaceful Planet provides the educational tools. You decide what information to enter, what you learn from it and what action, if any, you want to take.
The aim is not to tell you what to do. It is to help you understand your circumstances and make your own informed choices.