Planning for Future Payments
See what is coming and give yourself time to prepare.
Some expenses do not happen every month, but that does not make them unexpected. Insurance renewals, vehicle costs, birthdays, Christmas, school costs, a planned trip or something you know you will need to replace can often be seen well in advance.
This calculator helps you turn those future lump sums into an amount you could set aside regularly between now and the date each payment is due.
Your information stays with you
No financial products are being sold.
We don't need your bank details.
The figures you enter stay on your device, not on our website.
How it works
For each future payment, enter what it is for, how much you expect it to cost, when you expect to pay it, and anything you have already saved towards it.
The calculator shows how much remains and an estimated amount to set aside each month and each week. Add as many future payments as you need.
This tool is for known future lump-sum payments. Regular rent, utilities, subscriptions and other recurring spending belong in your everyday bank-account planning.
Your future payments
Your future payments plan
These figures show what you would need to set aside from now onwards to have the remaining amount ready by each date.
| Future payment | Due | Cost | Already saved | Remaining | Per month | Per week |
|---|
What next? The combined monthly amount can be treated as money you plan to set aside in Control Your Bank Account. If the amount does not fit comfortably within your present finances, seeing that early gives you more time to consider your choices.
Looking ahead creates choices
A payment that arrives without preparation can become an emergency. The same payment seen months ahead becomes something you can think about, plan for and, where necessary, reconsider.
This calculator does not tell you what you should spend or save. Its purpose is to make the future more visible so that you have more time and information with which to make your own decisions.
Understanding creates choices
Planning for future payments is one part of understanding your financial position. Peaceful Planet's first three Money Tools are designed to work together.
They can help you understand debt, see your present money position and plan for future payments.
Use them in whatever order is useful to you. Becoming familiar with all three will give you a clearer picture of your finances now and what lies ahead.
Come back whenever you need it
You can bookmark or save the link to this calculator, or return at any time through Peaceful Planet's Free Money Tools.
Prefer to use it offline?
Download calculatorYou can also download a copy of the calculator to your device. Once downloaded, it works without an internet connection and does not send your figures to Peaceful Planet or anywhere else.
Please note: This tool is for education and planning and is not financial advice. Results are estimates based on the figures and dates you enter.
Your information. Your choices.
Peaceful Planet provides the educational tools. You decide what information to enter, what you learn from it and what action, if any, you want to take.
The aim is not to tell you what to do. It is to help you understand your circumstances and make your own informed choices.